842 N.E.2d 64, 2006-Ohio-421 Cottrill v. Wayne Mut. Ins. Co. No. 2005-1991.Supreme Court of Ohio. February 8, 2006. Wayne App. No. 05CA0018, 2005-Ohio-4937. APPEALS NOT ACCEPTED FOR REVIEW PFEIFER, J., dissents. Tagged: 2006-Ohio-421842 N.E.2d 64