2005-Ohio-3490, 830 N.E.2d 1169 Kramer v. Nationwide Mut. Ins. Co. 2005-0581.Supreme Court of Ohio. July 13, 2005. Franklin App. No. 04AP-567. APPEALS NOT ACCEPTED FOR REVIEW PFEIFER, J., dissents. Tagged: 2005-Ohio-3490830 N.E.2d 1169