716 N.E.2d 723 PNC Bank, Ohio, Natl. Assn. v. Schram. No. 99-1092.Supreme Court of Ohio, Columbus. September 22, 1999. Hamilton App. No. C-980683. MOYER, C.J., DOUGLAS and PFEIFER, JJ., dissent. Tagged: 716 N.E.2d 723