176 N.E. 446 JOHN HANCOCK MUTUAL LIFE INS. Co. v. LUZIO. No. 22616Supreme Court of Ohio. Decided May 20, 1931. Insurance — Life — Soliciting agent’s powers limited, not general — Section 9407, General Code — Insurer responsible where agent falsely reports facts disclosed by applicant — Insured, withholding facts affecting risk, cannot recover, unless […]