294 N.E.2d 874 MOTORISTS MUTUAL INSURANCE CO., APPELLANT AND CROSS-APPELLEE, v. TRAINOR, A MINOR, ET AL., APPELLEES AND CROSS-APPELLANTS. No. 72-376Supreme Court of Ohio. Decided March 28, 1973. Liability insurance — Construction of policy — Duty of insurer to defend insured — Test — Duty to defend regardless of ultimate liability — Duty not excused, […]